CRE Loans

CRE and C&I loans are top CECL data issues for banks

CRE and C&I loans are top CECL data issues for banks

It’s common for a bank of any size to have both commercial real estate (CRE) loans and construction and industrial (C&I) loans on its balance sheet. Another commonality: most small, midsize and large banks currently don’t have sufficient data to conduct an estimated loss analysis on these assets for the new Current Expected Credit Loss (CECL) standard, which goes into effect for publicly owned institutions in 2020.